• Financial statements
• Bank accounts
• Investments
• Credit cards
• Auto loans
• Recent pay stubs
• Tax returns for two years
• Copies of leases for investment properties
• 401K statements, life insurance, stocks, bonds, and mutual account information.

Your credit score will play a significant factor on what you will be able to purchase. This would also not be the time to buy a car or change jobs.

Choosing an Agent is an important part of buying a home, and these are some things you need to look at.

Buying a property requires making many important financial decisions, understanding complex issues and completing a lot of paperwork. It helps to have an expert in your corner when undertaking such a large purchase. We can guide you through this process, and also provide you with access to property listings before they hit the general market.

Here are some factors to consider when choosing your real estate professional:

• Look for a full-time agent—one who has experience completing transactions similar to yours.
• Interview a few agents: are they familiar with the area in which you are interested?
• Ask how much time the agent will have for you and if they are available at night and on weekends.
• Ask about their credentials and education: a good agent will continually strive to improve and gain knowledge of the latest real estate trends and hold the highest designations in their respective fields of expertise.
• Does the agent return your calls promptly? Time is money when attempting to buy a property.
• Ask for a list of properties they have sold or a list of references.
• Choose an agent who listens attentively to your needs and concerns. Pick an agent, with whom you feel comfortable.

I will help you navigate the establishment of your buying wish list, help you through the pre-approval financing process, the home search, the writing of an offer, negotiating, inspecting the home you put under contract, seeing the process through to closing.

William Shakespeare said, “When I was at home, I was in a better place.” Let me be that person to help you find that better place.